In most cases, a large financial institution is going to have an email address where you can send them a copy of a phishing or scam email or website.
I won't get in details about scams in general, I have my Scam Website about that with many emails I've received over the years.
What I like is to have a list of those email addresses because in some cases, it's rather difficult to find them. That way I will have a place for them. You may want to verify before using those email addresses since they may change over time.
To report an SMS, you can forward it to your carrier for free ...

Also many reCAPTCHAs are being bypassed, it still work against many robots, although newer robots use Artificial Intelligence and they are quickly able to bypass most of the reCAPTCHAs.
At some point, the main reason for the bypass was the fact that some people were getting paid to resolve those reCAPTCHAs. In other words, some people were offered the job to do just that! They go to a computer, resolve many reCAPTCHAs and get paid something like 2 cents per successful resolutions. The result is that websites with reCAPTCHAs still receive a lot of spam!
In 2017, it looks like such ...
Made to Order Software offers advanced websites and many of our customers choose to make use of the Newsletter package with their website. It has extraordinary advantages such as adding content to your website at the same time as you are sending emails to your subscribers.
We also offer hidden mailing capabilities such as auto-responders and list management.
All subscribers of any one of the lists hosted by Made to Order Software Corp. can always unsubscribe by following the unsubscribe link at the bottom ...
That's it! The phone commissioners have finally decided that it's OK for telemarketers to call cell phones and try to sell you their products and services.
Personally, I do not think that, in itself, it is a bad thing... except that if I receive even just 1 call a day and have to spend 1 minute each time, I will be burning 30 minutes a month for nothing. (Okay, with 1,000 minutes a month, it wouldn't matter that much, but that's like text messaging... if you receive spam via your phone and you have to pay 20 cents for each spam email you receive, the bill goes up quickly ...
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Today I read that McAfee is to acquire MX Logic (was http://mxlogic.net/).
I may have heard of MX Logic before, but the reason why I went to their website today is because I had multiple connections from their mail service to my mail system.
So I quickly checked out the MX Logic website to see what that company is about...
With proprietary technologies, a global security platform and a comprehensive suite of online solutions, MX Logic serves organizations worldwide to eliminate online threats and protect the integrity of their business communications.
They are selling ...